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All three of the major reporting agencies offer a product that lets you monitor your credit score. FreeCreditScore.com is Experian’s offering, and it’s one of the most feature rich of them all. This system allows you to do some deep analysis of your credit score, to track how your credit has risen and fallen over time and to figure out what you might do to avoid the valleys and extend the peaks in your personal graph.

The personal graph is literal, and FreeCreditScore.com offers sophisticated tools to help you understand your credit score from different perspectives. Your report, as it’s provided by the system, is from Experian alone. You do have access to your combined credit score, but you don’t have access to your credit scores at the two other reporting agencies through FreeCreditScore.com. You have complete access to Experian’s version of your credit report, however, and can work with the data in many useful ways.

The FreeCreditScore.com product also allows you to monitor your accounts for suspicious activity. If it’s detected and it turns out that there was fraud involved, an advisor is provided for you to help you work through the problem with your various creditors. There is also insurance offered, but the human touch offered by FreeCreditScore.com goes a long way toward making it a valuable service.

FreeCreditScore.com has plenty to offer and comes at a competitive price. For protecting yourself against fraud and helping you to understand your credit score now, in the past and where it may be headed, there are few systems that hold up to the level of sophistication offered by FreeCreditScore.com.